Protect Your Child Online

Your child could be a victim of indentify fraud because people now have access to hospital birth records. It may seem a little early to monitor your child’s credit rating before they even have a credit card.  Hopefully, when they try to apply for a student loan, they won’t find out that they are $25,000 in debt.

From the time your kid is assigned a legal identity, that identity is vulnerable.  For some scammers, it doesn’t matter very much if they are dealing with somebody with a credit history or someone who is too young to have a credit history.

We’ve all heard of kids getting credit offers, recruitment for the military, and being assigned to jury duty. Therefore, you can only imagine what somebody with his or her identity could accomplish.

How to Investigate People

If you are concerned that you child’s information has ended up in the wrong hands, you can obtain access to the same records that are available to the public by choosing trusted online services with databases of vital records.

Unfortunately, your child’s birth records are a matter of public record. Once this information is in the hands of criminals, they can use your child’s information to make purchases and destroy your child’s credit before they even get to junior high.

Another unfortunate thing to note is that the crime often goes unnoticed until the child tries to buy a car or enroll in college. This leaves criminals with a 15-year crime spree that can go undetected by parents and authorities.

How to Find Birth Records

Birth records like death records and marriage records are part of what’s called vital records. You can get this information confidentially and quickly.

Every parent is doing their best to save money for their child’s education. Don’t let this kind of scam pull the rug out from under you financially. Start by searching hospital birth records to see exactly what is available to the public.

This entry was posted on Friday, August 7th, 2009 at 9:00 am and is filed under Child Safety Tips, birth certificates . You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.